Big Homes in Central Texas: 17 Communities With 3,200+ Square Feet

When someone asks me where to find a genuinely large home in Central Texas, not just an extra bedroom squeezed into 2,500 square feet, I pull up the map and show them exactly where the inventory lives. I'm talking about homes with 3,200 square feet or more, the kind of space where five bedrooms actually feel like five bedrooms and you're not tripping over each other in the hallway. If you're relocating here from a market where big homes are the norm, or you just need room to spread out, Central Texas has more options than you might expect. The catch is knowing where to look.

I recently searched the Multiple Listing Service for homes over 3,200 square feet across Bell, Coryell, and Milam counties, the heart of Central Texas, and found 152 active listings. That's Temple, Belton, Salado, Harker Heights, Killeen, Copperas Cove, and the smaller towns in between. The I-35 corridor runs right through the middle, putting you 40 minutes from Waco and an hour from Austin. Fort Hood sits just west on Highway 14. This is a market where you can still find 3,500 square feet under $300,000 if you're willing to do a little updating, or you can spend over a million on acreage with a custom build. The variety is real.

What I found when I sorted by subdivision is that certain communities consistently show up with larger floor plans. Some are golf course neighborhoods with half-acre lots. Others are tract home developments on smaller parcels where the builder just went big on square footage. A few are luxury lakefront enclaves where the price per square foot climbs into the $270s. I'm going to walk you through 17 of those communities in the order I found them, so you know exactly where to start your search.

Table of Contents

• White Rock Estates: Large Homes in Killeen
• Tuscany Meadows: Harker Heights Inventory
• Three Creeks, The Springs at the Preserves, and The Landing at Clear Creek
• The Creeks of Salado: Luxury Listings From $1 Million to $3 Million
• The Landing at The Creeks: Affordable Entry Into 3,400+ Square Feet
• Sage Meadows: 3,500 Square Feet Under $300,000 in Temple
• Northgate: Temple Homes in the $120s Per Square Foot
• Mill Creek: Golf Course Living in Salado
• Mill Creek Springs: Resale Charm on Larger Lots
• Lago Terra: Lakefront Luxury in Morgan's Point Resort
• Heritage Oaks: Killeen Homes Over $500,000
• Bella Charca: Nolanville Between Belton and Killeen
• Wildflower Country Club: Golf Course Community in Temple
• Windmill Farms: Big Space, Not the Most Luxury
• Walnut Creek Estates: 4,400 Square Feet on 4.74 Acres in Killeen
• Which Community Is Right for You?
• Conclusion

White Rock Estates: Large Homes in Killeen

When I sorted the MLS by subdivision, White Rock Estates in Killeen came up first with multiple homes over 3,200 square feet. This is one of those neighborhoods where you'll find a concentration of larger floor plans without necessarily jumping into luxury pricing. Killeen sits just west of Temple along Highway 14, close to Fort Hood, which means you'll see a mix of military families and civilians who work in the area. The inventory here tends to move, so if you're serious about a bigger home in Killeen, this is a community worth watching.

I didn't pull a specific listing to show you from White Rock Estates in this search, but the fact that it popped up with several matches tells me builders here went bigger on square footage. That's useful information if you're trying to narrow down where to look. Killeen as a whole has a range of price points, and White Rock Estates sits somewhere in the middle, not entry-level tract homes, but not the million-dollar custom builds either.

Tuscany Meadows: Harker Heights Inventory

Tuscany Meadows in Harker Heights also showed multiple large homes in my search. Harker Heights is just west of Killeen, still close to Fort Hood but with a slightly different feel, a little more suburban, a little more residential. If you're relocating to Central Texas for a military assignment or a job at one of the hospitals in Temple, Harker Heights puts you in a good spot for the commute without feeling like you're right on top of the base.

Tuscany Meadows is another community where the builders clearly planned for larger floor plans. I see this pattern in Harker Heights more broadly: neighborhoods that cater to buyers who want space but don't want to drive all the way out to Salado or pay Salado prices. If you're comparing Killeen and Harker Heights, the vibe in Harker Heights skews a bit quieter, with more parks and newer construction pockets.

Three Creeks, The Springs at the Preserves, and The Landing at Clear Creek

Three more communities came up in my search with large homes available: Three Creeks in Belton, The Springs at the Preserves , and The Landing at Clear Creek in Killeen. I didn't dive deep into each of these because they didn't have as many listings as some of the others, but they're worth noting if you're casting a wide net.

Belton sits between Temple and Killeen along I-35, and it's one of the more established towns in the area. Three Creeks is a newer development, so you're looking at modern builds with the kind of open floor plans buyers expect today. The Springs at the Preserves and The Landing at Clear Creek are both in Killeen, and they follow the same pattern: communities where larger homes are part of the plan, not an afterthought.

The Creeks of Salado: Luxury Listings From $1 Million to $3 Million

If you're looking for luxury and you don't mind paying for it, The Creeks of Salado is where the high-end inventory lives. I saw listings here ranging from $1 million to almost $3 million, and these are not your standard tract homes. Salado is a small town north of Temple, known for its charm, its Main Street lined with galleries and boutiques, and its reputation as a quieter, more upscale place to live. The Creeks of Salado reflects that.

These homes are big, custom, and built on larger lots. You're not getting a quarter-acre here. You're getting space, privacy, and finishes that justify the price per square foot. Salado in general runs higher on price per square foot than the rest of Central Texas, and The Creeks of Salado is the top end of that range. If you're relocating from a market where million-dollar homes are the norm and you want something that feels comparable, this is the community to tour.

The Landing at The Creeks: Affordable Entry Into 3,400+ Square Feet

The Landing at The Creeks is a different story. This community offers more affordable entry-level homes in the 3,400 to 3,500 square foot range. I saw 5-bed, 3-bath homes here that are newer-ish, not brand new, but not outdated either. If you're trying to get into a larger home without spending luxury money, this is a solid option.

The trade-off is that these homes aren't custom builds. They're production homes, which means you're getting a floor plan that's been built multiple times. But for buyers who need the space and want to stay under a certain budget, The Landing at The Creeks delivers. It's one of those communities where the builder prioritized square footage over lot size, so you're getting a big house on a more modest parcel.

Sage Meadows: 3,500 Square Feet Under $300,000 in Temple

Here's where it gets interesting. Sage Meadows in Temple is a tract home community where you can find 3,500 square feet under $300,000. I pulled one example: a 4-bed, 2.5-bath home at 3,500 square feet priced at $289,000. That's $80 per square foot. The catch is that the home needs some updating, carpet that's seen better days, finishes that are a little dated, and the lots are small. I saw parcels as small as 0.13 acres, which is tight for a home that size.

But if you're willing to put in a little work, this is one of the most affordable ways to get into a genuinely large home in Central Texas. Sage Meadows sits off West Adams in Temple, which is a well-traveled corridor with easy access to the hospitals and downtown. The neighborhood itself is older, so you're not getting the modern farmhouse aesthetic. You're getting space at a price that's hard to beat.

What $80 Per Square Foot Gets You

The home I looked at in Sage Meadows had a 2-story layout, a decent-sized backyard, and a small covered patio. The carpet was worn, the paint was builder-grade, and the kitchen could use an update. But the bones were solid, and the square footage was real. For buyers who are handy or who plan to renovate over time, this is a feasible entry point. Just know that you're trading lot size and finishes for square footage and affordability.

Northgate: Temple Homes in the $120s Per Square Foot

Northgate in Temple is a step up from Sage Meadows in both price and condition. I saw multiple phases here with homes over 3,300 square feet priced in the $120s per square foot, which puts you in the $405,000 to $450,000 range. These are newer homes with more modern finishes, and the neighborhood itself feels more cohesive than some of the older Temple developments.

Northgate is a good middle ground if you want a larger home in Temple but you're not ready to jump into the luxury market. The location is convenient, the homes are well-built, and the price per square foot is reasonable for what you're getting. If you're comparing Temple neighborhoods, Northgate is one I'd put on the tour list.

Mill Creek: Golf Course Living in Salado

Mill Creek in Salado is where you go if you want a larger home on a golf course with a bigger lot. I saw homes here over 3,300 square feet on half-acre to three-quarter-acre parcels, priced in the $240s to $270 per square foot. That puts you over $700,000 for most listings, which is a jump from the Temple neighborhoods. But you're paying for Salado, you're paying for the golf course, and you're paying for the lot size.

Salado's price per square foot is higher across the board, and Mill Creek reflects that. These are luxury homes, not production builds. If you're an avid golfer or you just want the aesthetic of living on a course, Mill Creek delivers. The trade-off is that you're not getting the same square footage for your dollar that you'd get in Temple or Killeen.

Mill Creek Springs: Resale Charm on Larger Lots

Mill Creek Springs is also in Salado, and I pulled one resale listing here that caught my eye: 4,000 square feet on a 0.65-acre lot, built in 2003, priced at $189 per square foot. That's a 4-bed, 3-full, 2-half bath home with tons of space and a charming layout. The home had a huge kitchen with plenty of cabinet space, a second-level laundry room, and room to update if you wanted to put your own stamp on it.

This is the kind of resale that appeals to buyers who want the Salado lifestyle without paying new-construction prices. The home is well-maintained, the lot is generous, and the price per square foot is more reasonable than what you'd pay for a brand-new build in Mill Creek. If you're open to a home that's 20 years old and you're willing to throw some paint on the walls, Mill Creek Springs is worth a look.

Lago Terra: Lakefront Luxury in Morgan's Point Resort

Lago Terra is a lakefront community in Morgan's Point Resort built by Carruthers, and it's one of the most beautiful pockets of Central Texas if you love trees and water. I pulled one listing here: 3,774 square feet on a half-acre lot, 4-bed, 4-bath, priced at $1,050,000 (originally $1,125,000). That's $278 per square foot. The home had a sparkling pool, stone accents throughout, vinyl plank flooring, and a bonus room upstairs.

Morgan's Point Resort sits on Belton Lake, and Lago Terra is just minutes from the water. The trees here are mature and gorgeous, which is something you don't always get in newer Central Texas developments. Carruthers is a local builder I've covered in other videos, and they don't skimp on details. If you want a larger home with lake access and you're willing to pay for it, Lago Terra has some really great inventory.

Why Lago Terra Stands Out

The combination of lake proximity, mature trees, and quality construction makes Lago Terra one of the more desirable communities in the area. You're not right on the water, but you're close enough that it feels like a lake lifestyle. The price per square foot is high, but you're paying for location and builder reputation. Some of the homes here have pools, and the lots are big enough that you don't feel like you're on top of your neighbors.

Heritage Oaks: Killeen Homes Over $500,000

Heritage Oaks in Killeen came up with quite a few large homes, all priced over $500,000. This is one of the higher-end neighborhoods in Killeen, and it's where you'll find buyers who want more space and more finishes without leaving the Killeen area. If you work at Fort Hood or one of the nearby employers and you want to stay close to work, Heritage Oaks is a solid option for a larger home.

I didn't pull a specific listing here, but the fact that multiple homes over 3,200 square feet are available tells me this is a neighborhood worth exploring. Killeen has a reputation for being more affordable than Temple or Salado, but Heritage Oaks is the exception, it's where the higher-end inventory in Killeen lives.

Bella Charca: Nolanville Between Belton and Killeen

Bella Charca in Nolanville is another community with multiple homes over 3,000 square feet, priced in the $160 to $190 per square foot range. That puts you between $619,000 and just over $700,000. Nolanville sits between Belton and Killeen, so you're in a good spot for commuting to either town or to Fort Hood. I pulled one listing here: a 4-bed, 4.5-bath home at almost 3,500 square feet with a 4-car garage, an infinity pool, and no rear neighbors.

The home had stone accents, cathedral ceilings, a chef-style kitchen, and a huge closet in the primary suite. The infinity pool overlooked the back, which was a nice touch. Bella Charca is one of those communities where you're getting a lot of house for the money, and the location is convenient without feeling too busy.

Wildflower Country Club: Golf Course Community in Temple

Wildflower Country Club is Temple's golf course community, and it's one of the most established neighborhoods in the area. I saw a few large homes here, including a 5-bed, 3-bath built in 1994 on a third of an acre, 3,600 square feet. This one had been updated with a big white kitchen, dual vanities, and a separate tub and shower. The location is hot, you're 5 minutes from the hospitals, right off West Adams, and on the golf course.

Wildflower Country Club also has a country club with a pool and tennis courts, so you're getting amenities beyond just the golf course. The homes here range in age and condition, but the updated ones are move-in ready and priced competitively. If you want golf course living in Temple without driving out to Salado, this is your spot.

Windmill Farms: Big Space, Not the Most Luxury

Windmill Farms is where you go if you need a ton of space and you're not worried about luxury finishes. I saw a 6-bed home here at 4,000 square feet priced under $600,000. The home wasn't the most updated, but you're getting square footage and bedrooms, which is what some buyers prioritize. If you have a large family or you just need room for everyone to have their own space, Windmill Farms delivers.

The trade-off is that these homes may need some updating, and the neighborhood itself isn't as polished as some of the newer developments. But if your priority is space over aesthetics, this is a community worth considering.

Walnut Creek Estates: 4,400 Square Feet on 4.74 Acres in Killeen

Walnut Creek Estates in Killeen is where I found one of the most striking listings in this entire search: 4,400 square feet on 4.74 acres, 5-bed, 4-full, 2-half bath, priced at $1.39 million. That's $315 per square foot. The home is gated, has a Mediterranean or Spanish or Tuscan feel (depending on who you ask), and sits on acreage, which is hard to find in this area.

The exterior is stucco with stone accents, which is less common in Texas than in markets like Las Vegas where I used to live. The interior has incredibly tall ceilings, custom cabinetry, quartz countertops, and stained concrete floors. The primary suite overlooks the main living space, and there's a car-wash-style walk-through shower with a soaking tub in the center. Out back, there's a huge shop and a pool. The property even has a workout room in the shop.

This is the kind of home you buy when you want acreage, space, and a custom feel without building from scratch. The price per square foot is high, but you're paying for the land and the finishes. If you're relocating to Central Texas and you want a property that feels like an estate, Walnut Creek Estates is worth a tour.

Which Community Is Right for You?

The variety in Central Texas is real. You can find 3,500 square feet under $300,000 in Sage Meadows if you're willing to update. You can spend over a million in The Creeks of Salado or Walnut Creek Estates if you want luxury and acreage. You can land somewhere in the middle with Northgate, Bella Charca, or Wildflower Country Club if you want a balance of space, finishes, and price.

Here's how I'd think about it:

• Choose Sage Meadows if you want the most affordable entry into a large home and you're comfortable with updates and a smaller lot.
• Choose Northgate if you want a newer home in Temple with modern finishes and a reasonable price per square foot.
• Choose Mill Creek or Mill Creek Springs if you want Salado's charm, a golf course, and a larger lot, and you're willing to pay for it.
• Choose Lago Terra if you want lakefront living with mature trees and a quality builder.
• Choose Bella Charca if you want a big home in Nolanville with a convenient location between Belton and Killeen.
• Choose Wildflower Country Club if you want golf course living in Temple with easy access to the hospitals.
• Choose Walnut Creek Estates if you want acreage, a custom feel, and a home that stands out.

The trade-offs are lot size, price per square foot, location, and how much updating you're willing to do. I can set up a custom search for you based on exactly what you're looking for, whether that's a certain price range, a specific school district, or a minimum lot size. That's something I do every day for buyers relocating to Central Texas.

Conclusion

If you're relocating to Central Texas and you need a genuinely large home, you have more options than you might expect. I searched 152 homes over 3,200 square feet across Bell, Coryell, and Milam counties, and I found 17 communities where larger floor plans are consistently available. Some are affordable entry points. Some are luxury builds. Some are golf course communities. Some sit on acreage.

The key is knowing where to look and what trade-offs you're willing to make. If you want help narrowing down which area is best for you, that's something I do every day. I'd love to be your guide. You can text, call, or email me, and I'll put together a search based on exactly what you're looking for. Whether you need 5 bedrooms, a 3-car garage, or a home on an acre or more, I can pull it up on the map and show you where the inventory lives.